Refried Beans with Cheese

1/4 c Vegetable oil

1 ea Garlic clove, minced

2 c Cooked pinto beans or

1 ea (16 oz.) can, drained

1 ea Onion, finely chopped

1/2 ts Chili powder

1 x Salt

1 x Freshly ground pepper

1/4 c Shredded cheddar che

Heat the oil in a large skillet, add the onion, garlic, and chili powder saute over low heat until the onion is transparent. Add the beans by th and mash into a paste until all are used. Mix well. Add salt and peppe taste and sprinkle the shredded cheese on top. Serve as a side dish.